Speaking of the current real estate market, it is at a very critical turning point. For those who have plans to buy a house, whether it is waiting or taking action, it is right and there is nothing wrong with rationality. Especially for urgently needed housing and improving groups, it is crucial to have an in-depth understanding of the current market trends.

Since the property market proposed the goal of "stop decline and stabilize" last year, although there have been slight fluctuations in this process, overall, it is indeed developing in a good direction. Some people think that now is a good time to buy a house, but this view needs to be viewed dialectically, and you cannot blindly follow the trend, and you should not be overly cautious. In light of the latest market trends, the real estate market has released four positive signals in September, which is worthy of everyone's attention.

1. First-tier cities have comprehensively optimized purchase restrictions, and the market recovery trend is significant.

As the "weather vane" of the national real estate market, policy adjustments in first-tier cities have always had an important impact on the market trend. Up to now, four first-tier cities, Beijing, Shanghai, Guangzhou and Shenzhen, have completed the optimization and upgrading of property market restrictions.

Among them, Guangzhou had fully lifted purchase restrictions as early as last year; in August this year, Beijing and Shanghai also followed suit. Although the restrictions were not completely lifted, they adopted a zoning adjustment strategy - Beijing's Fifth Ring Road and Shanghai's outer ring road no longer limits the number of houses purchased, and Shenzhen has just fully liberalized some areas.

The effect of policy adjustments has been initially revealed. Beijing's online signing of second-hand houses rose 4.3% in August; Shanghai's first week of the implementation of the new policy, the average daily transaction volume reached 904 units in the past two days alone, setting a record for the weekend transactions of second-hand houses since July. You should know that August is the traditional off-season for real estate, but driven by the relaxation of purchase restrictions, the transaction volume of the second-hand housing market in Beijing and Shanghai has achieved a slight increase month-on-month increase, which not only released the backlog of demand and improvement, but also played an important driving role in restoring confidence in the national real estate market.

2. The threshold and cost of buying a house have both dropped, and we are at a historical low

From a national perspective, the core direction of real estate market policies in various places revolves around "lowering the threshold for buying a house and reducing the cost of buying a house". On the one hand, many cities have cancelled the restrictions on the distinction between first- and second-homes, and whether it is the first home purchase or the improvement of house change, they can enjoy a more relaxed loan policy; on the other hand, after the reasonable adjustment of housing prices in the early stage, the housing prices in some cities have been in a relatively reasonable range. Coupled with the reduced mortgage interest rates and reduced down payment ratios, the pressure on buying houses for urgent needs and improved groups has been greatly reduced.

This series of policies not only lowers the entry threshold for home buyers, but also effectively activates the inventory of the second-hand housing market and promotes a virtuous cycle of "selling old and buying new". Of course, many people will be confused about "whether the current housing prices have reached the lowest point." In fact, no one can accurately predict the absolute low point. If you buy a house, you should pay more attention to the overall trend - as long as you can grasp the relatively stable price range, it is the right time for your own living needs. It should be noted that if the purpose of buying a house is not for self-occupied, you still need to make careful decisions; but if it is due to rigid demands such as increasing family population and children going to school, the current low cost of buying a house undoubtedly provides a better window for entering the market.

3. The supply of high-quality housing is sufficient, and home buyers can expand their choices

As the real estate market enters the era of "quality competition", developers' attention to housing quality and supporting services has increased significantly. Under the fierce market competition, if developers want to attract home buyers, they must make a lot of effort in housing design, functional supporting facilities, community services, etc. - such as optimizing space utilization, increasing green environmental protection facilities, improving community medical and educational supporting facilities, etc., in order to enhance the competitiveness of housing sources.

There are currently sufficient high-quality housing sources on the market, so home buyers do not need to rush to make decisions, and there is plenty of time to compare and filter. However, it should be noted that when choosing a property, you should not only focus on a single highlight: a high house rate does not mean a good living experience, but also consider the transparency and lighting conditions of the apartment type; although the large balcony is attractive, it should also be combined with the overall spatial layout and actual use needs. To determine whether a house is worth buying, we must not only examine the quality of the house itself, but also combine the development plan of the city, regional transportation supporting facilities, educational resources and other external conditions. The same house can only be placed in an area with complete supporting facilities and clear planning. A "good house" that is separated from regional advantages often finds market competitiveness.

IV. Policy support continues to increase, and market expectations are gradually improving

In addition to the direct benefits of relaxing purchase restrictions and reducing costs, local governments have been continuously improving real estate supporting policies to further stabilize market expectations in recent days. For example, some cities have launched "housing purchase subsidies" to provide financial subsidies to families and talents who meet the conditions for urgent need; some areas have optimized the second-hand housing transaction process, shortened the transfer time, reduced transaction taxes and fees, and improved transaction efficiency; and some cities have strengthened the protection of home buyers' rights and interests, standardized developers' sales behavior, and reduced the risk of "unfinished buildings".

The implementation of these supporting policies not only provides more guarantees for home buyers, but also allows the market's confidence in the real estate industry to continue to recover. In the long run, with the gradual release of policy effects, the supply and demand relationship of the property market will be more balanced and the market will be more stable. For home buyers who have self-occupied needs, the current policies are friendly and have rich market choices. If you can make rational decisions based on your own needs, it is easier to buy cost-effective houses.

Overall, the four major signals released by the property market in September provide a good market entry environment for non-home buyers, but they still need to keep in mind the principle of "self-occupied and rational decision-making". If you have any questions about housing selection and policy interpretation, it is recommended to conduct in-depth analysis based on your own situation or consult professionals to avoid making inappropriate choices because of blindly following the trend.

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