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Zhao Wenbiao: AI and Web3 are triggering industrial transformation that is no less than mobile payment

2025-09-13 14:44:27 HKT

In a recent interview with Liu Xiangming, co-founder of Titanium Media, Ant Digital CEO Zhao Wenbiao expressed his important views on the current technological development trend. He believes that artificial intelligence and Web 3.0 technology are triggering paradigm innovation in the enterprise-level service market, and its influence will be no less than the revolutionary changes brought about by mobile payments to the business ecology and social operation methods in the past decade.

Zhao Wenbiao pointed out that although there are many artificial intelligence projects on the market at present, most of them are still in the "tool-based" application stage, solving local and single-point problems, and no real business-level intelligence breakthrough has been achieved.

"What enterprise customers really need is not more AI functions, but whether AI technology can truly reconstruct its operating model and bring sustainable business growth and value improvement." He emphasized that the current industry urgently needs to shift from a technology-driven to a value-driven development model.

To this end, Ant Digital Technology proposed a methodological system of "Three-step AI Value". The methodology first emphasizes the common definition of business issues with the enterprise's "number one" to ensure that technology investment is highly consistent with business strategy; secondly, builds full-stack capabilities from computing power infrastructure, industry big models to application systems; finally establishes a continuous effect tracking and optimization mechanism based on operational orientation.

Zhao Wenbiao revealed that the company is cooperating with a leading city commercial bank to promote the "Bank-level AI reconstruction" project, which is committed to exploring a comprehensive intelligent upgrade from underlying technology architecture to top-level business applications.

In the field of Web3.0, Ant Digital uses RWA (real-world asset chaining) as a strategic breakthrough and has successfully completed the on-chain issuance and circulation practice of multiple types of assets such as new energy power stations and computing power equipment in Hong Kong.

Through these practices, the company has initially established a complete technical closed loop from asset chaining, rating certification, cross-chain circulation to transaction settlement. Zhao Wenbiao said that these innovative practices not only verified the technical feasibility, but more importantly, they explored an effective path for blockchain technology to serve the real economy.

"Web3.0 technology should serve more of the digital transformation of the real industry." Zhao Wenbiao emphasized that Ant Digital Technology is promoting blockchain technology from concept to practice and from the edge to the mainstream through technological innovation. The company has currently established more than 6,000 blockchain technology patents, maintaining an industry-leading position in key technologies such as cross-chain interoperability, high-performance virtual machines, and distributed storage.

For future development, Zhao Wenbiao said that Ant Digital Technology will continue to deepen the "AI+Web3.0" technology strategy, and through the integration and innovation of the two, it will provide corporate customers with more perfect digital solutions.

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